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Our Visa® non-variable rate credit card offers peace of mind and convenience — It’s accepted just about everywhere. Enjoy competitively low non-variable rates, no annual fees, free balance transfers, and uChoose Rewards® with your State ECU card2. Spend time on those feel-good moments — not on high credit card rates and fees.

  • Rates as low as 7.50% APR1
  • No annual fee
  • Earn State ECU Rewards2 with every purchase (coming soon)
  • Make purchases online or in-store
  • Manage securely online at any time
  • Balance transfer available

1 Rate: Interest APR (Annual Percentage Rate) is listed “as low as”. 2 State ECU Rewards not available for business account cards. Rates are subject to change without notice. No balance transfer fee. Approval subject to possible credit
requirements. For qualifications, limits, and other requirements, visit secunm.org for more info.

State ECU Rewards you get points everytime you make a purchase with your State ECU Visa Credit Card2. Use your points to choose from a large selection of great gifts such as:

  • Travel
  • Gift cards
  • Pay your credit card bill
  • And much more!

2 State ECU Rewards not available for business account cards. Rates are subject to change without notice. No balance transfer fee. Approval subject to creditworthiness. For qualifications, limits, and other requirements visit https://www.secunm.org/rates.html for more info.

Manage Online HereLog in to Credit Card Management portal
24/7 Cardholder Service: Call 1-855-510-4595

Already have a State ECU credit card? Log in to your State ECU Online Banking account to manage your credit card activity, 24/7. See transactions, make payments, and more.

Get spending flexibility.